Harris Interactive conducted a series of surveys on behalf of America's Health Insurance Plans to assess baby boomers' knowledge about disability income protection.

Many Baby Boomers Incorrectly Believe they Are Protected Against the Risk of Disability

AHIP Press Release
Memo of Survey Findings (PDF)
Baby Boomer Survey Questionnaire (PDF)

Many baby boomers incorrectly believe they have disability income protection. Most say that disability insurance is important to protect their income, but nearly half say they do not have any disability income protection.

Most Baby Boomers are Financially Unprepared for a Potential Disability

AHIP Press Release
Memo of Survey Findings (PDF)
Baby Boomer Survey Questionnaire (PDF)

Most baby boomers say they are financially unprepared for a potential disability. Baby boomers would have difficulty paying bills and many would have to tap into their retirement savings if a disability occurred.

Baby Boomers Overestimate Breadth and Depth of Public Safety Net for Disabled Workers

AHIP Press Release
Memo of Survey Findings (PDF)
Baby Boomer Survey Questionnaire (PDF)

Most baby boomers overestimate the breadth and depth of the public safety net available for workers who suffer a disability. Baby boomers believe public programs provide disability benefits to more people than they actually do and most overestimate the amount of benefits available.

Baby Boomers Underestimate Disability Risk

AHIP Press Release
Memo of Survey Findings (PDF)
Baby Boomer Survey Questionnaire (PDF)

Most baby boomers underestimate their risk of suffering a disability that would cause them to miss work for an extended period of time. The survey also found that baby boomers are unaware of the most common causes of disability and are not too concerned about their risk of becoming disabled.